Welcome to StockOrb! These Terms of Service ("Terms") govern your use of our mobile application and related services. By accessing or using StockOrb, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our services.
1. Acceptance of Terms
By downloading, installing, accessing, or using the StockOrb application or services, you:
- Acknowledge that you have read and understood these Terms
- Agree to be legally bound by these Terms and our Privacy Policy
- Represent that you have the authority to enter into this agreement
- Consent to the collection and use of your information as described in our Privacy Policy
These Terms constitute a legally binding agreement between you and StockOrb.
2. Service Description
StockOrb is an AI-powered stock trading analysis platform that provides:
Core Features
- Real-time stock market data and analysis
- AI-powered trading insights and recommendations
- Portfolio tracking and management tools
- Market alerts and notifications
- Educational content and market research
Important Notice
StockOrb is an informational and analytical tool only. We do not provide investment advice, and our services should not be considered as recommendations to buy, sell, or hold any securities. All investment decisions are made at your own risk.
3. Eligibility
To use StockOrb, you must:
- Be at least 18 years old or the age of majority in your jurisdiction
- Have the legal capacity to enter into binding agreements
- Not be prohibited from using our services under applicable laws
- Reside in a jurisdiction where our services are legally available
- Comply with all applicable local, state, and federal laws
If you are under 18, you may only use StockOrb with the involvement and consent of a parent or guardian.
4. User Accounts
Account Creation
To access certain features, you must create an account by providing:
- Accurate and complete registration information
- A valid email address
- A secure password
- Any additional information we may reasonably request
Account Security
You are responsible for:
- Maintaining the confidentiality of your account credentials
- All activities that occur under your account
- Immediately notifying us of any unauthorized access
- Ensuring your account information remains accurate and up-to-date
Account Suspension and Termination
We reserve the right to suspend, restrict, or terminate your account immediately and at our sole discretion for any reason, including but not limited to:
- Violation of these Terms of Service
- Suspicious or fraudulent activity
- Non-payment of subscription fees
- Abuse of our services or platform
- Legal or regulatory requirements
- Risk management purposes
- Any activity that may harm StockOrb, its users, or third parties
We may suspend or terminate accounts without prior notice and are not required to provide specific reasons for such actions.
5. StockOrb Pro Subscriptions and Billing
Subscription Plans
StockOrb offers the following subscription options:
- StockOrb Pro Weekly: $9.99 per week, automatically renewed weekly
- StockOrb Pro Monthly: $19.99 per month, automatically renewed monthly
Billing and Payment
By subscribing to StockOrb Pro, you agree that:
- Subscription fees are charged in advance on a recurring basis
- Your payment method will be automatically charged unless you cancel
- All fees are non-refundable except as required by applicable law
- You are responsible for all applicable taxes
- Failed payments may result in immediate service suspension
Subscription Features
StockOrb Pro subscribers receive access to premium features including:
- Advanced AI-powered trading insights and analysis
- Real-time market data and alerts
- Premium research reports and market commentary
- Advanced portfolio analytics and tracking tools
- Priority customer support
- Additional data feeds and market coverage
Cancellation and Refunds
You may cancel your subscription at any time through your account settings or by contacting support. Cancellations take effect at the end of the current billing period. No refunds will be provided for partial billing periods, except as required by law. We reserve the right to modify subscription pricing with 30 days' notice to existing subscribers.
Free Trial
Free trials, when offered, automatically convert to paid subscriptions unless cancelled before the trial period ends. Trial eligibility is limited to new subscribers and may be restricted by account history or payment method.
6. Acceptable Use Policy
Permitted Uses
You may use StockOrb for:
- Personal, non-commercial investment research
- Tracking and analyzing your investment portfolio
- Receiving market insights and alerts
- Educational purposes related to stock trading
Prohibited Activities
You may not:
- Use our services for any illegal or unauthorized purpose
- Violate any applicable laws, regulations, or third-party rights
- Attempt to gain unauthorized access to our systems
- Reverse engineer, decompile, or disassemble our software
- Use automated systems to access our services
- Interfere with or disrupt our services or servers
- Transmit any malicious code, viruses, or harmful content
- Impersonate any person or entity
- Collect or harvest user information
- Use our services to spam or send unsolicited communications
7. Intellectual Property Rights
Our Rights
StockOrb and all related content, including but not limited to:
- Software, algorithms, and AI models
- Text, graphics, logos, and images
- User interface and design elements
- Data analysis and insights
- Trademarks and service marks
are owned by StockOrb or our licensors and are protected by intellectual property laws.
Limited License
We grant you a limited, non-exclusive, non-transferable license to use StockOrb for your personal use in accordance with these Terms.
User Content
You retain ownership of any content you submit to StockOrb, but you grant us a worldwide, royalty-free license to use, modify, and display such content in connection with our services.
8. Disclaimers and Risk Warnings
⚠️ Investment Risk Warning
Trading stocks and other securities involves substantial risk of loss. Past performance does not guarantee future results. You should carefully consider your financial situation and risk tolerance before making any investment decisions.
Service Disclaimers
StockOrb is provided "as is" without warranties of any kind. We disclaim all warranties, including:
- Accuracy, completeness, or timeliness of information
- Uninterrupted or error-free service operation
- Fitness for any particular purpose
- Non-infringement of third-party rights
- Security of data transmission
Market Data Disclaimer
Market data and analysis provided through StockOrb:
- May be delayed or inaccurate
- Should not be relied upon for trading decisions
- Are obtained from third-party sources we believe to be reliable
- May contain errors or omissions
9. Limitation of Liability
To the fullest extent permitted by law:
Exclusion of Damages
StockOrb shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including:
- Investment losses or trading losses
- Lost profits or business opportunities
- Data loss or corruption
- Service interruptions
- Third-party claims
Liability Cap
Our total liability to you for all claims shall not exceed the amount you have paid us in the 12 months preceding the claim, or $100, whichever is greater.
Time Limitation
Any claim against us must be brought within one year after the cause of action arises.
10. Indemnification
You agree to indemnify, defend, and hold harmless StockOrb and its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from:
- Your use of our services
- Your violation of these Terms
- Your violation of any applicable laws
- Your investment decisions based on our services
- Any content you submit or share
11. Termination
Termination by You
You may terminate your account at any time by:
- Deleting your account through the app settings
- Contacting our support team
- Ceasing to use our services
Termination by Us
We may terminate or suspend your access immediately if you:
- Violate these Terms
- Engage in prohibited activities
- Fail to pay applicable fees
- Create legal liability for us
Effect of Termination
Upon termination:
- Your right to use StockOrb ceases immediately
- We may delete your account and data
- Accrued rights and obligations survive termination
- Certain provisions of these Terms remain in effect
12. Governing Law and Dispute Resolution
Governing Law
These Terms are governed by the laws of the State of New York, without regard to conflict of law principles.
Dispute Resolution
Any disputes arising from these Terms or your use of StockOrb shall be resolved through:
- Informal Resolution: Contact us first to attempt resolution
- Binding Arbitration: If informal resolution fails, disputes will be resolved through binding arbitration
- Class Action Waiver: You waive the right to participate in class actions
Jurisdiction
Any legal proceedings must be brought in the courts of New York, and you consent to their jurisdiction.
13. Miscellaneous Provisions
Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and StockOrb.
Modifications
We may modify these Terms at any time. Material changes will be notified through the app or via email. Continued use constitutes acceptance of modified Terms.
Severability
If any provision of these Terms is found unenforceable, the remaining provisions will remain in full force and effect.
Assignment
We may assign these Terms without your consent. You may not assign your rights without our written consent.
Force Majeure
We are not liable for delays or failures due to causes beyond our reasonable control.